 |
Mission Statement
|
|
| Our mission is to help people fulfill their lifetime financial objectives through a relationship built on trust and quality professional advice. |
Who is The Fraser Financial Group?
|
|
| The Fraser Financial Group is an independent firm of thoughtful, focused, financial planners. Our associates embrace a comprehensive financial management philosophy. Our approach is not limited merely to planning but involves all management elements including organization, implementation and review. We have strong accounting, taxation, investment and insurance experience which we apply to all aspects of your financial needs and personal objectives. |
Who is Partners In Planning?
|
|
| Partners In Planning is a well-respected national investment firm. A registered dealer, we offer advice and trading services for mutual funds and other investment products. Being independent of the ownership of any bank, insurance company, or fund company, our representatives are free to give you unbiased advice. You can take comfort knowing we have your best interests in mind. |
Our History
|
|
| Incorporated in 1991 as a collaboration of Gary Huston, CA and Chuck Webb, BA, The Fraser Financial Group Ltd. is currently represented by nine advisors and a staff of 30 individuals in Abbotsford, Kamloops, Kelowna and Vernon, serving thousands of satisfied clients throughout BC, Alberta, and beyond. |
Our Independence Works for You
|
|
| As your trusted firm of independent financial planners we represent you. We transact business on your behalf with a broad spectrum of financial institutions (trust companies, insurance corporations, and investment fund managers), coordinating the optimum mix of investment products to meet your specific needs. We listen to you, learning your objectives, fears, expectations, and experiences. This understanding of your needs, combined with our independence from specific companies, means that your specific needs will be catered to rather than manipulated to fit a limited product range. |
Compensation
|
|
|
We feel it is important that you understand that the compensation we receive varies with the product that we introduce you to. As well, you should be aware of the timing of when you are a client of Fraser Financial Group and/or Partners In Planning.
Let's use an example. The first step of offering you comprehensive financial service is to work with you in completing a detailed financial plan. This plan will serve as a foundation and will guide our subsequent actions in managing your finances. In completing and presenting this plan, we represent Fraser Financial Group.
Should you decide to proceed to implementation of the plan, we will likely begin to discuss the advisability of using specific financial products to meet the objectives established in the financial plan. If we discuss mutual funds or other securities, or transact business in these products, we are at that point representing Partners In Planning — any funds held on your behalf would be done so in the name of "Partners In Planning In Trust". Alternatively, for insurance products, we represent the Fraser Financial Group — any funds would be held directly by the insurance company whose products we choose.
For specific analysis where the implementation of your financial plan may not be undertaken through us, Fraser Financial Group is prepared to discuss fee-for-service compensation.
|
Disclosure
|
|
|
Shelley Cassels, Dominik Dlouhy, Craig Gronsdahl, Gary Huston, Keray Regan, George Sigaty, Bob Thomas and Chuck Webb are mutual fund representatives with Partners In Planning Financial Services Ltd., a national mutual fund dealer, and conform to all securities regulatory requirements.
While we do represent more than one company, we will endeavor to make service to you as seamless as possible. In that regard we will share information obtained from you with both Fraser Financial Group and Partners In Planning, unless you tell us otherwise.
|
|
|
|
Introductory Planning Session
|
|
|
|
|
|
|
|
|
