When market jitters make you nervous, there is great comfort in reviewing your original long-term financial plan. Most clients benefit by remembering that risk is a relative term, and that time, patience, tax deferral, and tax avoidance are still the watch-words you should be focusing on, not the latest news story headlines.

At Fraser Financial Group, we take great pride in being planning-oriented financial advisors. This means we listen to your objectives and help you to double check your perceptions. Coupled with the latest computer software, our planning sessions can help you get on track to goal attainment and to "stay the course" by reviewing and amending your plan as internal and external pressures make you second guess your original plans.

Income tax -- not market risk -- is still your greatest threat. Although Revenue Canada has closed several previous opportunities, many still exist and can provide both short- and long-term relief when incorporated in our Portfolio Analyst(tm) planning.

Once your objectives are clear, a graphic coloured set of plans can be reviewed and implemented with care and dedication to your long-term objectives, whatever they may be.

Many potential investors set great goals but, unfortunately, fail to regularly monitor their plans with their financial advisor, and subsequently let their plans fall off the rails.

Think of regular visits with your advisor in the same way as you would your regular visits to your dentist. The preventative measures your dentist takes ensure more costly alternatives need not be sought later when decay sets in. Similarly, regular financial check-ups and monitoring ensure your original financial plans remain a high priority.

We are all guilty of letting the pressing needs of the present get attention, which by default puts our longer-term plans on the back burner. This is a tragic mistake which, unfortunately, most Canadians make. Do not let this happen to you. Seek advice regularly, and read, read, read!

As Sir John A. Templeton, founder of one of the first mutual funds, said in 1954 (and nothing has changed!), "I do not concern myself with short-term events, and besides, they do not matter in the long term."

We are dedicated to helping you achieve your stated objectives -- through written recommendations, regular news-letters written by Fraser Financial Group advisors and leading authorities on their respective topics, dedicated client support staff, and the launch of our new Web site.

We are also excited to offer a unique, computer-assisted planning approach, which has, through universal public endorsement, rapidly become the core of our financial planning practise.

Our complete independence from any particular financial outlet enables us to better represent you and your specific financial planning needs.