Sandy Howden joined the Vernon office of FFG in May 2006 as our resident “insurance specialist”. With 30 years of experience within the financial planning and insurance industry, Sandy has handled many aspects of the intricate “world of insurance” by working in a great variety of positions. Sandy’s wealth of knowledge is of great benefit to anyone looking for insurance, with extensive and practical hands-on experience. As well as holding her life insurance license, Sandy has made superior customer service the main focus of her work within the insurance industry. Sandy brings a cheery smile and sharp sense of humour to the workplace. Sandy enjoys living on their hobby farm in Kelowna, along with her husband and pets.